The cryptocurrency market has had a rough six months, losing around $890 billion since the start of the year. However, a couple of digital assets appear to be well positioned to join, or rejoin, the $100 billion market cap club in the second half of 2026. 1. XRP The last time XRP market cap exceeded $100 billion was on February 1 (the record was ~$210 billion in October 2025). Since then, it has fallen by roughly $35 billion, sitting at roughly $65 billion at press time, June 29, when the cryptocurrency was trading at $1.04. Yearly XRP price chart. Source: CoinMarketCap Despite the drop, XRP remains the sixth largest digital asset in terms of value, surpassing Solana’s ( SOL ) $42.4 billion. What seems to be helping is the fact that spot XRP ETFs have now recorded eight straight weeks of net inflows, attracting roughly $23 million through June 26, even as Bitcoin ( BTC ) and Ethereum ( ETH ) funds experienced notable outflows. This divergence suggests that XRP is benefiting from a more stable, targeted institutional demand base compared to the broader crypto market. At the same time, XRP may be positioning itself for a potential recovery based on a sharp increase in on-chain activity. In particular, XRP’s daily active addresses climbed roughly 72% in just two weeks. Historically, expansions in active addresses have often preceded stronger price performance, making the latest spike a potentially constructive signal for XRP’s medium-term outlook, especially combined with ongoing signs of institutional participation. If everything plays out favorably, XRP might be the first cryptocurrency to reach $100 billion market cap in by the end of the year. 2. BNB BNB (Binance Coin) also had a market cap above $100 billion in early February (it peaked in October last year at ~$180 billion), but it has since plunged to $73.6 billion, which makes BNB the fourth largest cryptocurrency. At press time, it traded at $549.77. Yearly BNB price chart. Source: CoinMarketCap Looking ahead, BNB’s price outlook is being shaped by a mix of regulatory developments and fundamental developments. For example, there are Binance’s efforts to secure a MiCA license in Europe, as full approval could reopen institutional access and support liquidity expansion. Ripple is on a similar path . At the same time, the total volume for tokenized stocks and real-world assets surpassed the $5 billion mark on the chain on June 27, underscoring its real-world utility. If regulatory improvements continue and global market momentum swings more positive, BNB could very well be one of the cryptocurrencies to reach $100 billion in market cap in the second half of 2026. Featured image via Shutterstock The post 2 cryptocurrencies to reach $100 billion market cap in the second half of 2026 appeared first on Finbold .
