A recent CNBC interview with Ripple CEO Brad Garlinghouse has resurfaced across the crypto community after being shared online by X Finance Bull (@Xfinancebull), a well-known digital asset commentator. The video features Garlinghouse explaining how he views the future of tokens and what ultimately gives them sustainable value. His remarks provide insight into Ripple’s strategy and XRP’s position in solving real financial problems . Garlinghouse stressed that digital assets must be tied to practical use cases. He asked a series of questions to illustrate his point: “What problem is it solving? How big is that problem? How many customers do you have?” He made it clear that long-term growth cannot rely only on speculation, noting that “there’s a lot of hype in this system” and adding that he does not believe such hype benefits the industry. $XRP ARMY! Have you seen this? Ripple’s CEO said it loud: XRP settles money in seconds When trillions start moving on-chain, they won’t wait for slow rails They’ll use the one that’s already proven, scalable, and battle-tested: XRPL Wall Street knows. The banks know. You? pic.twitter.com/e43c72V5Qz — X Finance Bull (@Xfinancebull) September 28, 2025 Focus on Global Payments and Liquidity The CEO explained that the company leverages XRP as part of its efforts to modernize cross-border transactions . He described XRP as the digital asset Ripple uses to address liquidity requirements between banks. According to Garlinghouse, “today there’s $27 trillion parked at different banks around the world so they can make payments between each other.” Ripple’s position is that XRP can streamline this process by allowing institutions to move funds instantly without holding vast sums in dormant accounts. This approach directly ties XRP’s value to its capacity to improve efficiency in the global financial system. By enabling real-time settlement, Ripple believes XRP can help reduce costs and unlock capital that is otherwise idle. Efficiency Compared to Other Assets Garlinghouse also compared XRP’s performance with other well-known cryptocurrencies. He highlighted XRP’s settlement speed, stating that it completes transactions in 3 seconds, unlike Bitcoin, which can take up to an hour or more . We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 His comments suggest that if large institutions begin moving substantial sums using blockchain technology, they will prioritize networks capable of handling transactions quickly and at scale. In Garlinghouse’s view, XRP already meets these requirements, making it a viable solution for banks and financial players. Market Direction and Institutional Interest The video reinforces the perspective that once financial institutions adopt blockchain solutions for liquidity management, they will look to assets that have already proven themselves in real-world environments. According to X Finance Bull, Wall Street and the banks can already see the value of XRP. Garlinghouse’s remarks align with Ripple’s long-standing position that adoption depends on solving real challenges, not hype. XRP’s speed, scalability, and focus on financial utility continue to position it as a serious contender in the evolving digital asset landscape. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple CEO: Why Global Institutions Will Adopt XRP appeared first on Times Tabloid .
